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Bar Insurance in Edmonton KY & Glasgow KY

Bars and taverns require unique insurance needs, but fortunately, bar insurance is available to help you comply with local laws regulating insurance needs for such establishments, and to help if you need reimbursement after some unexpected costs.

Bar Insurance Policy Features

Most forms of Bar Insurance are actually a combination of four important policies:

  • Business Owner's PolicyThe Business Owner's Policy (BOP) bundles together several policies, including general liability coverage and property insurance. If rowdy patrons are breaking glasses, or people are suing because they fell after having a little too much to drink, this is the policy that will help.
  • Liquor Liability Insurance—If you sell alcohol to someone who's already intoxicated, you're partly responsible for what they do, and you could be held liable for any damage they cause. That's not our opinion; many states have written this provision into law and require bars and taverns to have liquor liability insurance before opening up for business.
  • Umbrella Coverage—The Business Owner's Policy provides the main coverage for your business, but if excessive damage (or a court-ordered payment for damages, in the case of a lawsuit) is involved, umbrella coverage can reimburse you for claims that would normally be difficult or impossible to pay.
  • Worker's Compensation—Finally, the last major part of bar insurance is worker's compensation; in an industry where busy bartenders and wait staff are moving around at high speeds while dealing with customers, the chance of someone falling and getting hurt is higher than anyone would like. This form of insurance provides funds for medical care and wages if an employee gets hurt.

Insurance requirements for bars and taverns vary widely by state, so be sure to ask our a Glass & Thompson Insurance Agency representative for a bar insurance policy that matches your specific needs.

Our Location

Glass & Thompson Insurance Agency

1006 W Stockton St
Edmonton, KY 42129
Main office: 270-432-3491

Our Providers

What a privilege to have both our business, auto and home insurance with Glass Thompson. They're home-town folks here in Edmonton, but the rates they found us are competitive with much larger markets. My wife and I had our insurance with a great independent company in Lexington for several years. They'd saved us several hundred dollars a year over Farm Bureau. Now we live here, and Glass Thompson was able to save us even more and increase our coverage too. Thanks to all the friendly, courteous, and always helpful staff at GTI.
Steven S.
Highly recommend for all insurance policies. Glass Thompson is helpful, polite and really know what they are doing. They have always been ready to help with any questions I have had, and will do the same for you. Best of all, they will get you the best prices available.
Ashley P.
Our family has had our policies through Glass and Thompson for decades and we've never been disappointed! Recently, I had a rental car issue and they went above and beyond to help with the claim. Any questions or concerns were met with a "let me check on this for you" and those concerns were quickly resolved. I couldn't be more satisfied with their knowledge and friendliness. So glad they are my insurance agent!
Beth M.
There is not another company anywhere that offers better customer service! I recently had to add a teenage driver to my policy and Jamie was wonderful to walk me thru the process and reevaluated my current policy to make sure that I was getting the best coverage at the best rate. Everyone at Glass Thompson works hard to make each transaction pleasant.
Charity N.
My wife and I own a small business and farm along with our personal automobiles and home. Since Glass Thompson Insurance is able to access multiple carriers, we are able to 'one stop shop' and address all our needs in one spot. Friendly and accessible. Recommend highly.
Matt S.