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Nursing Insurance in Edmonton KY & Glasgow KY

As a nurse, your proximity to patients means you're legally responsible for what happens in your presence. Unfortunately, even when you're doing your best, dissatisfied patients may hold you liable for problems outside of your ability to control.

Nursing insurance provides coverage for claims that go beyond what your school or employer provides (including incidents they don't cover or that exceed their policy limits), allowing you to have a sense of security and perform your job with the confidence that comes from being protected. Common uses for this coverage include:

  • Defendant expenses
  • HIPAA fines or penalties
  • License protection
  • Lost wages
  • Reimbursing patients for losses they may sustain while in your care

It is important to keep in mind that your workplace's insurance will not protect you from every problem that can occur. For example, if a complaint is filed with your local board of nursing and you need to fight it, you may be on your own unless you have individual insurance that can reimburse you for your expenses.

Nursing Malpractice Insurance

Accusations of malpractice have been on the rise, particularly as nurses are required to take on more responsibility. That's all the more reason to get an individual insurance plan as soon as you can, because the coverage provided by your practice or hospital may not be enough to pay for a malpractice suit.

The best way to obtain coverage against malpractice suits is to talk with a Glass & Thompson Insurance Agency agent about what you do in your workplace and what kind of risks or exposures you may face. Different offices ask nurses to do different tasks, and you don't need to pay for coverage on anything that's not your responsibility.

You may need insurance of this type even if you are not a nurse, but are performing any of the tasks normally associated with nursing. This includes volunteering to help care for others, with or without a license. If you're unsure whether or not you need nursing insurance in your current situation, talk to one of our agents and find out for sure.

 

1. "Patient Assessment: Roles of RNs and LVNs." National Nurses Organizing Committee. Accessed April 11, 2016. http://www.nationalnursesunited.org/page/-/files/pdf/nursing-practice/advo-alerts/rn-lvn-role-assessment.pdf.

2. "Malpractice Suits Against Nurses on the Rise." Announcements & Articles - The Law Office of Deborah L. Phillips. Accessed April 11, 2016. http://www.dprnesq.com/pages/news/malpractice-suits-against-nurses-on-the-rise.

Our Location

Glass & Thompson Insurance Agency

1006 W Stockton St
Edmonton, KY 42129
Main office: 270-432-3491

Our Providers

What a privilege to have both our business, auto and home insurance with Glass Thompson. They're home-town folks here in Edmonton, but the rates they found us are competitive with much larger markets. My wife and I had our insurance with a great independent company in Lexington for several years. They'd saved us several hundred dollars a year over Farm Bureau. Now we live here, and Glass Thompson was able to save us even more and increase our coverage too. Thanks to all the friendly, courteous, and always helpful staff at GTI.
Steven S.
Highly recommend for all insurance policies. Glass Thompson is helpful, polite and really know what they are doing. They have always been ready to help with any questions I have had, and will do the same for you. Best of all, they will get you the best prices available.
Ashley P.
Our family has had our policies through Glass and Thompson for decades and we've never been disappointed! Recently, I had a rental car issue and they went above and beyond to help with the claim. Any questions or concerns were met with a "let me check on this for you" and those concerns were quickly resolved. I couldn't be more satisfied with their knowledge and friendliness. So glad they are my insurance agent!
Beth M.
There is not another company anywhere that offers better customer service! I recently had to add a teenage driver to my policy and Jamie was wonderful to walk me thru the process and reevaluated my current policy to make sure that I was getting the best coverage at the best rate. Everyone at Glass Thompson works hard to make each transaction pleasant.
Charity N.
My wife and I own a small business and farm along with our personal automobiles and home. Since Glass Thompson Insurance is able to access multiple carriers, we are able to 'one stop shop' and address all our needs in one spot. Friendly and accessible. Recommend highly.
Matt S.