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Commercial Real Estate Insurance in Edmonton KY & Glasgow KY

Commercial real estate insurance protects you from losses caused by damage to property assets. Most businesses are vulnerable to the same threats as every other building—fire, flooding, vandalism, or even being struck by a vehicle that goes out of control. Many of these problems are something that cannot be reasonably prevented, making them eligible for coverage that can help repair the building or allow your company to move to a new location.

Commercial Real Estate Insurance Features

As the owner of a business, you know how difficult it is to run a smooth operation. The last thing you need is a disaster that damages your workplace so badly that you can no longer continue operating. Commercial real estate insurance makes the crisis something you can handle. Before you start shopping, though, here are a few things to keep in mind:

  • The first thing you should do is take stock of the company's physical assets. This includes your building, any paper records, inventory, office equipment, signs located outside, and anything else that qualifies as a physical asset.
  • You may not need to insure everything the business owns. If you decide something is not worth insuring, removing it from your policy could lower your monthly premiums and make it easier to insure what truly matters.
  • Most policies cover either the replacement cost (RC) or the actual cash value (ACV) of the insured items. Policies that include replacement cost are more expensive, but allow for full replacement without calculating any depreciation. Actual cash value policies consider the loss of value over time, and factor this difference in to any claims on the policy.

If you're not sure which policy options make the most sense for your company, ask one of our agents for more information and they'll help you make a decision.

Our Location

Glass & Thompson Insurance Agency

1006 W Stockton St
Edmonton, KY 42129
Main office: 270-432-3491

Our Providers

What a privilege to have both our business, auto and home insurance with Glass Thompson. They're home-town folks here in Edmonton, but the rates they found us are competitive with much larger markets. My wife and I had our insurance with a great independent company in Lexington for several years. They'd saved us several hundred dollars a year over Farm Bureau. Now we live here, and Glass Thompson was able to save us even more and increase our coverage too. Thanks to all the friendly, courteous, and always helpful staff at GTI.
Steven S.
Highly recommend for all insurance policies. Glass Thompson is helpful, polite and really know what they are doing. They have always been ready to help with any questions I have had, and will do the same for you. Best of all, they will get you the best prices available.
Ashley P.
Our family has had our policies through Glass and Thompson for decades and we've never been disappointed! Recently, I had a rental car issue and they went above and beyond to help with the claim. Any questions or concerns were met with a "let me check on this for you" and those concerns were quickly resolved. I couldn't be more satisfied with their knowledge and friendliness. So glad they are my insurance agent!
Beth M.
There is not another company anywhere that offers better customer service! I recently had to add a teenage driver to my policy and Jamie was wonderful to walk me thru the process and reevaluated my current policy to make sure that I was getting the best coverage at the best rate. Everyone at Glass Thompson works hard to make each transaction pleasant.
Charity N.
My wife and I own a small business and farm along with our personal automobiles and home. Since Glass Thompson Insurance is able to access multiple carriers, we are able to 'one stop shop' and address all our needs in one spot. Friendly and accessible. Recommend highly.
Matt S.